Article compliments of
Todd Herrenbruck (Part of Our New Financial Series)

You’ve shopped for new clothes, bought their school supplies, enrolled them in after-school activities and arranged the carpool.

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Congratulations, you’re well on your way to starting the new school year on the right track!

But what about next year and the years following?

If your back-to-school checklist doesn’t include a plan for future education needs, you might need to make some additional preparations.

It may seem like college is years away, but waiting to save for those expenses — even for one yearcan make a great difference.

Photo by Whimsy Studios

Planning For Their Future

Children grow quickly, and the cost of a college education is growing at an even faster rate.  Today, many of the elite institutions cost upward of $30,000 annually to attend—and those costs are projected to double in 18 years.

The sooner you start thinking about future college costs, the more time you’ll have to develop and implement a solid education plan.

  • 5.9 % Average increase in public university tuition from 2006–2007 school year to the 2007–2008 school year
  • $ 148,004 Estimated cost of four-year public university in 2026
  • 5.9 % Average increase in private university tuition from2006–2007 school year to the 2007–2008 school year


Featured Guest Article

by Sara Puls

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“The greatness of a nation and its moral progress can be judged by the way its animals are treated.” —  Mahatma Gandhi

In June of this year, a teenage girl in New York City was charged with arson, burglary, criminal trespass and felony aggravated animal cruelty after she broke into her ex-roommate’s apartment seeking revenge. Among other destructive actions, she confessed that she put her alleged ex-girlfriend’s kitten in the oven to die and afterward told investigators “I hate cats.”

Animal Abuse Statistics

According to a 1997 study by the Massachusetts Society for the Prevention of Cruelty to Animals (SPCA) and Northeastern University, animal abusers are:

Does this mean that if a child abuses an animal that they are guaranteed to grow up and become a criminal?

Not necessarily, but animal abuse can be an indicator of a deeper problem and it does mean that animal abuse needs to be taken seriously.

More… »


By John Haydon


My 5-year old son loves his leapfrog.

He loves playing Batman and Diego and entering his name as the “highest scorer” at the end of each game (well, most games).  He also enjoys playing PBS Kids games and the games at KidsAreHeroes.com.

Playing Video Games

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And while I’m not a child psychologist, I believe that too much time in front of a video game, is not good for his development. I also believe that the most important thing I can give my son, and what he really wants the most, is my attention.

So we’ve developed the habit of frequently playing these games together.

This allows us to connect with each other on his terms. Plus it allows me to be the game’s “teaching assistant”.

Playing Together Developing our own Games

As we played together, these games would start to “play out” in the other activities we did:

Drawing pictures
Very naturally, my son started drawing pictures of the characters in the video games. He outlined the bowling lanes, the race car tracks, the mazes. This allowed him another way to understand what he was learning. Drawing also allowed me to extend my role of “assistant teacher” into these drawing activities. More… »


by Sherry Martz

Mentor and Mentee - First Meeting Photo  Mentor and Mentee - First Outing
First Meeting and First Outing (Sherry & Renee)

“Mentoring is not just your relationship between you and the child, but their relationship with their environment (parents, siblings, friends. and authority).”

This post is another building block after Mentoring Comes From the Heart, so if you would like to know who Renee is please read that post first.  Furthermore, I’ve written two more posts on my website about A Mentoring Heart, which is about the day we met; and Responsible for Someone Child, which is about our first outing. 

Lessons Learned

During the 11 years that I mentored I learned a lot about parenting and I’m also doing some of the same things with my boys that I did with Renee.  Some of the lessons my mentoring experience taught me were:

1.  Kids are more respectful to those who respect them.
2.  Kids learn more by mirroring what they see not what you say.
3.  Kids truly want to please adults.
4.  Kids need positive feedback more than negative.
5.  Kids want and need quality time with you.
6.  Kids need to feel special.

More… »


Featured Guest Series

by Todd Jordan

Increase Your KnowledgeIn the previous articles we’ve talked about a variety of tools you could use to keep your kids safe online. There are browsers, suites, and toolbars, but each requires something not included in the package.  

That something is parental involvement.

Increase Your Knowledge

Internet safety is more about knowledge of the pitfalls and coming along side children instead of waging a war of prevention.  Each of the tools already mentioned require downloading, installing, setup, and monitoring.

That said, they lull parents into a false sense of security.  They make us tend to set and forget, and hope for the best.  What can we do to step out off attrition mode?

Get safety smart and get involved.

Get Safety Smart … Get Involved

So what’s a parent to do to get educated and take part?

I recommend play!   You can have a good time and learn a bit at the same time, so dig in!

Get an account on your kid’s favorite network  – (let’s take Faceboook for example, very popular these days)

 Step 1:  Set up your profile

  1. Don’t share your birthdate – real friends will know, for the rest it doesn’t matter

  2. Don’t share your phone number – again, your real life friends should already have this

  3. Leave the address information blank – it adds no value, and those that need to know do

  4. Leave the Political views blank – not only do your friends know, this is a magnet for trouble

  5. Religious views – this is a safe one to fill in – but realize this won’t ward off folks of opposite beliefs

  6. Instant message – leave it blank to start with

  7. Work and college info – leave it blank – this is not picked up on by Facebook except for ads – there is no automatic connection with others involved

       
      A little more common sense about our profile

  • What is in your profile is visible and searchable by others, at least in part?

  • When you make someone a contact, they have much higher access to your profile information.

  • Leaving fields blank isn’t dishonest. (Don’t be trapped into the myth that only predators keep information private)

  • Anything shared with your profile that’s public is not only searchable, but likely to be permanently available in Internet archives.

More… »


About Vicky H
Vicky

Raising great children is one of the most important things parents will ever do!

As parents, we often fly by the seat of our pants. We learn as we go. We can and should learn from each other!